Best Metal Credit Cards for 2023
Whether you’re a globetrotter, a rewards enthusiast, or simply looking to make a statement with your credit card, metal cards have become increasingly popular in recent years. With sleek designs, enhanced durability and exclusive benefits, it’s no wonder many are considering making the switch. In this article, we will explore the best metal credit cards for 2023.
1. American Express Platinum Card
The Amex Platinum Card has long been a favorite among travelers and high spenders due to its impressive lineup of travel perks and rewards. With a hefty $695 annual fee, the card offers an initial welcome bonus of 100,000 points after spending $6,000 in the first six months. The extensive list of benefits includes access to Centurion Lounges, $200 airline fee credit per year, 5X Membership Rewards points on prepaid hotels and flights booked through amextravel.com, and much more.
2. Chase Sapphire Reserve
This premium travel card is perfect for those who frequently travel and dine out. With a $550 annual fee, the card offers a welcome bonus of 60,000 points after spending $4,000 within the first three months. Cardholders receive 3X points on travel and dining purchases, a $300 annual travel credit, Priority Pass Select airport lounge access and complimentary Lyft Pink membership.
3. Apple Card
For the tech-savvy consumer looking for a unique digital experience with their credit card, look no further than the Apple Card. This metal card does not charge any annual or foreign transaction fees and offers a straightforward cashback structure: 3% back on Apple purchases with select partners or through Apple Pay; 2% back when using Apple Pay; and 1% back on all other transactions made with the physical card.
4. U.S Bank Altitude Reserve Visa Infinite Card
The Altitude Reserve Visa Infinite Card is geared towards frequent travelers. With a $400 annual fee, it offers a welcome bonus of 50,000 points when you spend $4,500 in the first 90 days. Cardholders earn 5X points on prepaid hotels and car rentals through the Altitude Rewards Center, 3X points on mobile wallet and travel purchases and a $325 annual travel credit.
5. Capital One Venture X Rewards Credit Card
Designed for general travel rewards, the Venture X card comes with a $395 annual fee and a generous welcome bonus of 100,000 miles after spending $10,000 in the first six months. Benefits include 10X miles on hotels and rental cars booked through Capital One Travel, 5X miles on flights booked through Capital One Travel, and 2X miles on all other purchases. Cardholders also receive a $300 annual travel credit and Priority Pass Select lounge access.
No matter your spending habits and preferences, there is likely a metal credit card suitable for your needs. However, remember to always consider the annual fees and potential rewards before applying for any credit card to ensure it aligns with your financial goals and lifestyle requirements.