In the world of credit cards, choosing the right one can be a difficult task, especially when comparing two cards from the same issuer. In this article, we’ll take an in-depth look at the differences between American Express Delta SkyMiles Gold and American Express Gold Card, to help you make a more informed decision.

1. Rewards Program

The primary difference between these two cards is their rewards programs. The American Express Delta SkyMiles Gold Card is targeted specifically at travelers who frequently fly with Delta Airlines. Meanwhile, the American Express Gold Card offers a more general rewards structure catering to everyday spending.

The Delta SkyMiles Gold Card earns 2 miles per dollar spent on eligible purchases made directly with Delta Airlines, as well as at U.S. supermarkets and restaurants worldwide. All other purchases earn 1 mile per dollar.
On the other hand, the American Express Gold Card earns 4 Membership Rewards points per dollar spent at U.S. supermarkets (on up to $25,000 per year in purchases), and on restaurants worldwide; plus 3 points per dollar on flights booked directly with airlines or through amextravel.com.

2. Sign-Up Bonus

The sign-up bonuses for these two cards vary considerably. The Delta SkyMiles Gold offers new cardholders a welcome bonus of 35,000 miles after spending $1,000 in purchases within the first three months. Additionally, cardholders receive a $100 Delta flight credit after making their first Delta purchase within the same  timeframe.Conversely, the American Express Gold offers a substantial 60,000 Membership Rewards points when new cardholders spend $4,000 on purchases within the first six months.

3. Annual Fee & Foreign Transaction Fees

Despite their differing rewards structures, both cards have annual fees. The Delta SkyMiles Gold charges $0 for the first year, then a $99 annual fee thereafter. The American Express Gold has a $250 annual fee from the very beginning.

Both cards waive foreign transaction fees, making them ideal for international travel.

4. Additional Perks

The Delta SkyMiles Gold Card offers several perks tailored towards Delta Air Lines flyers, such as priority boarding, first checked bag free for the cardholder and up to eight companions, and a 20% discount on in-flight purchases like meals and Wi-Fi.

The American Express Gold Card comes with an array of additional benefits, including up to $120 in dining credits at participating restaurants ($10 per month), and a $100 annual airline fee credit for incidental fees with one selected qualifying airline. Additionally, cardholders receive access to The Hotel Collection, ensuring better travel experiences through room upgrades or credits when available.

Conclusion

When deciding between the American Express Delta SkyMiles Gold and the American Express Gold Card, it ultimately depends on your spending habits and preferred rewards structure. If your primary focus is earning miles for travel specifically with Delta Air Lines, then the Delta SkyMiles Gold could be an excellent choice.

However, if you are seeking a more flexible rewards program with higher earning potential on everyday spending categories like U.S. supermarkets and dining out worldwide, along with various travel perks, then the American Express Gold Card could be your ideal match.