As we approach the end of the year, it’s important to remember that for many employees, time is running out to use their Flexible Spending Account (FSA) funds. The FSA, a benefit offered by many employers, allows employees to contribute pre-tax dollars to a special account that can be used for eligible healthcare expenses. However, these funds typically have a “use it or lose it” policy which means that any unspent funds may be forfeited at the end of the plan year. If you’re scrambling to use your FSA funds before they expire, here are some suggestions for what you could get.

1. Prescription Medications

Don’t forget about routine medications that you or your family members may need. Refill prescriptions early if possible and check if your pharmacy accepts FSA payment.

2. Over-the-Counter Medications and Supplies

FSA-eligible items include pain relievers, allergy medications, and cold and flu products. First aid kits and supplies such as band-aids, thermometers and hot/cold packs are also eligible.

3. Vision Care

Spend some of those remaining FSA dollars on glasses, contact lenses and eye exams. Prescription sunglasses and reading glasses are also covered, making this an excellent opportunity to protect your eyesight while using up your FSA money.

4. Dental Care

Eligible dental expenses include cleanings, fillings, crowns, braces and more. If you’ve been putting off dental work, now is a good time to schedule an appointment and use your remaining FSA balance.

5. Hearing Aids

Hearing aids can be expensive but using your FSA funds for this purchase can help offset the cost. Additionally, batteries and maintenance supplies for hearing aids are also covered.

6. Chiropractic Services

Chiropractic care can help to alleviate back pain, headaches and other ailments. Schedule a session or series of appointments with your FSA funds before they expire.

7. Mental Health Service

Your FSA funds can be used for therapy, counseling, and psychiatric care. Don’t let your mental health needs go unaddressed, especially during these stressful times.

8. Physical Therapy

Physical therapy sessions can help with sports injuries, post-surgical recovery or mobility issues. Use your FSA money for this beneficial service before it expires.

9. Acupuncture and Alternative Medicine

FSA funds can often be used for acupuncture treatments, massage therapy and other alternative medical services, as long as they’re deemed medically necessary.

10. Medical Equipment

If you’re in need of crutches, blood pressure monitors, or wheelchairs, consider using your FSA dollars for these purchases. Additionally, supplies such as diabetic testing strips and incontinence products are FSA eligible.

Before making any purchases, check with your FSA plan administrator to confirm that the items or services are indeed eligible for reimbursement under your specific plan. Once you have verified eligibility, don’t hesitate to make the most of your remaining FSA dollars before they expire.